It’s natural to be afraid of the potentially high cost that can come with treating your addiction. You may have heard that it’s just too expensive or that there’s too much red tape. You’re ready to make a big commitment to improving your health, but you’re unsure how to pay for the treatment you need. Don’t feel like help is out of reach because of an inability to pay. When you’re ready to seek out a recovery program, a little research will show that affordable treatment options are available.
The Affordable Care Act, or “Obamacare” as it is commonly called, requires insurance providers to offer support for mental health and substance abuse programs. The regulations call for affordable copays and reasonable out-of-pocket expenses. If you have health insurance or Medicaid, your provider sees your addiction the same as any other illness and will offer some coverage for treatment plans and recovery centers. This means that if you have health insurance your financial burden is likely much lower than you feared.
Learning About Recovery Center Costs
All journeys start with just one small step. Don’t dismiss any treatment option as too expensive until you’ve taken your first step and done your research. Good first steps include:
- Looking at the enrollment packet from your insurance company to see copays and coinsurance amounts
- Speaking to a representative on your insurance provider’s support line to find which centers are in network
- Calling a representative at your preferred recovery center to see if they accept your insurance provider
It may feel difficult, but you shouldn’t be afraid or ashamed to ask about the cost of treatment plans. Representatives are more than happy to help find an option that won’t cost you more than you can afford. If you do not have insurance, your options for affordable treatment may be more limited. Don’t give up though. Payment plans or other deferments may be available for those unable to pay. Don’t be afraid to ask for these options when calling a recovery center.
You’ve already taken a big step. You’re ready to get help for your addiction and get on the path to a better, healthier life. Don’t let fear over the cost of your treatment stop you from getting the help you need. If you’re ready, you can call us at 833-846-5669 to learn more about your options.