How Much Does Outpatient Addiction Treatment Cost If You Don’t Have Health Insurance?

If you or a loved one is struggling with addiction, seeking outpatient care can be a life-changing resource that does not break the bank. Unlike inpatient care, outpatient care allows you to remain at home during treatment. Inpatient care involves 24/7 care at a facility with strict rules, schedules and guidelines that are made for intense addictions. Outpatient programs usually involve weekly classes, doctor’s appointments or therapy sessions that take place within a normal routine and environment.

The cost of outpatient care is much more affordable and realistic. Most outpatient treatments will last about 30 days and can cost between 5,000 and 10,000 dollars. For those with health insurance, outpatient care can often be covered. But if you do not have health insurance, it is up to you to find other resources in which to pay.

Lack of Insurance Does Not Mean Lack of Options For Rehab

Having no health insurance does not put the brakes on a hope for addiction care. There are several paths you can take to effectively pay for an outpatient program.

  • Out of Pocket Payments: Several options for obtaining the money out of pocket include breaking into a savings account or selling personal items. Using a savings account to end an addiction can be a wise move since savings accounts can be built back up over time. Many individuals will also look into downsizing their home or car to obtain the funds for treatment.Other options are receiving a personal loan or looking into donation opportunities. Asking for a loan from a loved one can be risky, but if you ask someone that will keep you accountable, it can be a life-changing step. Several struggling individuals have also reached out to their community by creating donation opportunities over the internet and seeking help from those who may have gone through similar struggles.
  • Payment Plans or Scholarship Opportunities: Several outpatient treatment facilities offer payment plans that allow you to make weekly payments. You can also look into pay-as-you-go facilities that allow payments for individual classes rather than an entire program.Some facilities also offer scholarship or financial aid opportunities as well. When seeking a program, ask questions about any options for patients without insurance and seek out opportunities to receive any form of aid or personal scholarships they may have.
  • Affordable Alternatives: Alternatives to specific outpatient programs are government or community sponsored programs. These often contain walk-in classes that require more self-dedication and commitment, but if someone feels they can commit to it, the classes can be life-changing. Several communities, hospitals or religious centers offer cheap or free classes, meetings or programs that have conquered countless addictions.

While addiction recovery can seem expensive, the addiction itself will always cost more. Lack of insurance is not the end of the line, if you or a loved one is struggling, do not let money be what stands in the way of getting help. We are here for any questions you might have, call us at 833-846-5669 and begin your path to recovery.