Knowing that you need to obtain assistance for your drug or alcohol addiction is powerful. You should commend yourself on reaching this important realization. However, you may feel overwhelmed by the fact that you aren’t quite sure how to pay for this treatment. Of course, this concern is understandable, but you must not let payment get in your way of obtaining the help that you need.
Your Insurance Coverage
A major part of determining how you are going to pay for the treatment involves reviewing your insurance policy. The thought of having to go through the policy with a fine-toothed comb might seem overwhelming. Furthermore, you may also have concerns about speaking with a representative from your insurance agency about these issues. Keeping some tips in mind can help you to navigate the process.
- Build confidence.
- Call your insurance provider.
- Speak to the rehab facility.
Developing the confidence to discuss these issues with virtual strangers can feel overwhelming and scary. What you must remember is that both the insurance provider and the rehab center are there to help you. Representatives from the insurance provider have likely answered similar questions before. Make the call with confidence that you will be treated with respect and dignity.
Call Your Insurance Provider
Ultimately, you want to make sure that you have what you are entitled to in writing. While conducting preliminary research, however, speaking with a representative from the insurance company is useful. You can let this representative know that you want to find out specific details about what type of rehab your insurance will cover. You also need to know how long you will receive coverage for and if any types of programs are not included.
Speak to the Rehab Facility
You also want to make sure that you speak with a representative from the facility to verify that your insurance is accepted there. In the event that an issue arises, you should find out what the other payment options are. For example, if your insurance company does not offer coverage or you find a stellar program that does not accept your insurance, chat with a provider at the facility to learn about potential payment plans. Your ability to pay for rehab should not interfere with your ability to actually receive the necessary treatment. Call 833-846-5669 to speak with a representative to learn more about financial matters.