Cigna provides a broad range of insurance policies for both family and individuals. Some of its insurance plans also provide coverage treatment for opioids, also commonly known as opiates. Its insurance plans are available in states such as Georgia, Texas, and California. As is the case with many other insurance carriers, its list of medical conditions and services offered are always being updated.

Rehabs Supported by Cigna Insurance

Treatment for opioids addiction often varies from one coverage to the next. Rehab and general treatment programs supported by the carrier include:

Substance abuse day treatment
Short-term sober living treatment for drug addiction
Outpatient drug rehab
Residential long-term rehabilitation for drug use
Drug rehab and treatment provided will depend on the group or individual plan. This is the plan that the insured party is using. Addiction rehab treatment, on the other hand, normally varies from one state to the next one.

Rehab Costs

Opiate addiction rehab coverage costs will typically depend on the user’s policy. According to the Cigna Insurance California Bronze Standard Insurance Plan, behavioral and mental health inpatient services will often be dispensed through both participating, as well as nonparticipating health providers. As is the case with all insurance plans, there are exceptions, as well as limitations.

The Bronze plan means that Cigna insurance provides between 30 and 50 percent co-insurance. The co-pay costs will differ between group plans, individual plans, and the state where treatment is being sought. On the bronze plan, co-pay amounts to $60. The amount is, however, based on seeking services from a participating provider.

Paying Above and Beyond of What the Insurer Will Provide for You to Be Treated

Cigna Insurance continues to increase its options and services for opiates/opioids coverage in the quest to ensure that their customers get the best possible treatment. For opiate-related addiction, there are treatment centers that allow patients to make partial payments for options or services that may not be covered by the policy. Given the fact that Cigna is not a treatment or rehab center, you need to get in touch with Seacrest Recovery Center in Boynton FL for further information. Depending on your chosen insurance policy, Cigna can cover up to 100 percent of the total treatment cost.

Outpatient Therapy Vs. Inpatient Addiction Treatment

The main difference between outpatient therapy and inpatient addiction treatment is the fact that the former does not require hospitalization. In the case of outpatient therapy, the insurance carrier pays for physical and psychological care. Inpatient addiction treatment requires that a medical professional regularly monitor the vitals of the patient.

It is a treatment plan designed to protect a patient during the substance abuse or drug withdrawal process. In many cases, opioids addiction treatment involves the use of medication to treat the patient. You need to consult a drug treatment counselor so as to know which treatment plan will best suit your current condition.

Selecting Residential Rehabilitation Centers

A good way to go about choosing a rehab center would be to check your Cigna insurance summary benefits. Go through them slowly to get a good idea of what is covered and what is not covered. Once you have done this, you will be better placed to make a decision on which treatment or therapy plan will be best for you on your road to recovery.

It is recommended that you make inquiries on the kind of therapies that will be used in the course of your treatment. During consultations with the rehab center, be sure to inquire about the total length of stay that will be offered. Also, ask about the medication they will be using.

It is worth pointing out that insurance carriers like Cigna do not charge their clients extra for making use of certain benefits provided in their packages. Additionally, if you do require aftercare, there are policies where aftercare has been included as part of the package. But this will be determined by your insurance package and current state.