Rehab is considered an essential part of the recovery process. While many people that agree to seek treatment for an addiction understand the importance of rehab, many are concerned about the finances involved. With private rehabs charging thousands of dollars, it can be particularly challenging for individuals to find the necessary finances to go to a rehab center. Individuals facing financial problems often wonder if they are a candidate for rehab. In the event that you’ve been foreclosed upon or are facing similar financial issues, you still have options when it comes to rehab.
Paying for Rehab After Facing a Foreclosure
There are a variety of rehab options to consider in South Florida if you’ve been foreclosed upon. While a foreclosure will impact your financial situation, it doesn’t need to affect your ability to get treatment. Regardless of how foreclosure has affected your finances, there are many options when it comes to getting assistance for the cost of rehab. Consider the following options for paying for treatment:
- Locally and state funded treatment programs State and locally funded programs often provide treatment to patients at no cost or very inexpensively. However, these types of rehab centers have limited space, making it difficult for many people to receive treatment through these rehab centers.
- The Affordable Care Act With the Affordable Care Act, insurance applicants won’t be penalized for pre-existing conditions like a substance use disorder. With ACA, alcohol and drug disorders are included as part of the ACA’s essential health benefits, requiring that these insurance policies treat addiction.
- Medicaid and Medicare Medicaid and Medicare can be used to mitigate the cost of rehab. These types of insurance programs offer policyholders various options for covering the cost of addiction treatment. For Medicaid, an individual must be older than 65 or younger than 19, a parent or pregnant, or fall within a certain income range. To qualify for Medicare, an individual must be older than 65 or disabled.
- Grants from the Substance Abuse and Mental Health Services Administration Grants from SAMHSA are another option for individuals in need of financial assistance for rehab. The SAMHSA Substance Abuse Prevention and Treatment Block Grant offers clients alcohol and drug prevention treatment, however, not everyone will qualify for these grants.
Anyone struggling with an addiction to drugs or alcohol shouldn’t be discouraged by the cost of treatment.
How Much Does Rehab Cost?
The cost of rehab will vary depending on what rehab center you’re considering. However, rehab costs are typically determined by the following factors:
- Where the rehab facility is located Many rehabs will charge higher prices for an especially desirable setting like rehab centers near the beach or similar atmospheres.
- The rehab center’s level of luxury Treatment facilities that offer luxury amenities like spa treatments, private rooms, and horseback riding will typically charge higher prices.
- The type of treatments available at the rehab center. While many rehab centers offer similar treatment options, there are many treatment facilities that offer more programs than others. For example, a rehab with dual diagnosis will charge their clients more.
- Whether or not the treatment center is publicly or privately funded The cost of rehab will vary based on whether or not the rehab center is privately or publicly-funded. As private rehab centers tend to be more expensive, many individuals looking for cost-effective treatment options should consider public rehab centers.
- The length of time spent in treatment The length of a treatment program during rehab will vary for each person. Individuals that need longer periods of treatment will find that their treatment programs are more expensive.
- Whether or not a client receives outpatient or inpatient treatment While outpatient and inpatient treatment are both designed to help an individual overcome addiction, inpatient treatment is the most expensive form of treatment. Individuals looking for more affordable treatment options should consider inpatient treatment.
Other Options for Cost-Effective Rehab
If you’ve exhausted all other options for financial support to cover the cost of rehab, don’t give up. Many people rely on unconventional options for paying for treatment such as crowdfunding and asking family and friends for loans. This type of personal financing will make it easier to mitigate the cost of treatment, regardless of your specific financial situations. If you’re in need of treatment for a substance use disorder, don’t let the cost of treatment limit you. Contact us at 800-411-8019 to learn more about your options for rehab. Our counselors are available 24 hours a day to speak with you.